The Club Checking
- No minimum balance
- Free Wallet Style Checks
- ATM Fee Refunds (no limit)
- Free Online Banking w/ Bill Pay
- Free Imaged Statements
- Free Notary Service
Club Benefits included at no extra charge:
- $10,000 Accidental Death and Dismemberment Insurance
- $20,000 Flight Insurance
- $10,000 Identity Theft Insurance
- Everyday Rebate Rewards (up to $40 cash back per year)
- Savers Club Book (local coupons, hotels savings, and much more)
- Payment Card Protection Services
- Purchase Protection and Extended Warranty Program
- Credit alert (Daily Credit Monitoring)
All of this for a $5.00 per month service charge; add $1.00 per month for interest bearing
The following items are included at a discount:
- Money Orders
- Auto Owners’ auto, home & mobile home insurance discounts with Glenwood State Agency*
Now Checking
- Free Wallet Style Checks
- Interest bearing if $800 minimum daily balance is maintained; no interest is paid for the days the balance drops below $800
- $800 minimum deposit to open
- No service charge if $800 daily or $1,200 average monthly balance maintained; service charge of $5.00/month if below $800 daily or $1,200 average monthly balance
- Imaged Statements
- Rate may change after account opening
Free Checking
- No minimum balance
- No monthly service charge
- No per item charge
- Checks are safe kept
- Imaged Statements available; $2.00 per month
Common Features
- Free FDIC Account Analysis
- Free Internet Banking
- Free Online Bill Pay
- Phone Banking
- Free ATM or Debit Card ($10 for photo Debit Card)
- Direct deposit of social security and payroll
- Automatic debit of loan payments
- Free Notary Service
Transaction Account Guarantee Program
Glenwood State Bank is participating in the FDIC’s Transaction Account Guarantee Program. Under that program, through December 31, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules. NOW accounts and Club NOW accounts are not guaranteed by the FDIC above normal FDIC insurance limits.
* The Product is NOT A DEPOSIT ACCOUNT OR OTHER OBLIGATION of any depository institution or any affiliate of any depository institution.
* The Product is NOT GUARANTEED OR INSURED by any depository institution or any affiliate of any institution.
* The Product is NOT INSURED by the Federal Deposit Insurance Corporation (FDIC)
* The Product, except in the case of Federal Flood insurance or Federal Crop Insurance, is NOT INSURED by any federal government agency.
* There is INVESTMENT RISK associated with the Product, including the POSSIBLE LOSS OF VALUE. |
