Checking Accounts

Club Checking Accounts

Club Checking Features included at no extra charge:

• Personalized Club checks
• Purchase Protection and Extended Warranty
• Credit Card Protection
• Medical Emergency Data Card
• Nationwide Discount Book-Hotel, Car Rental discounts
• Everyday Rebate Rewards
• Auto Trip Routing
• Notary Services
• Accidental death & dismemberment insurance*
• Flight insurance*
• Eligible to earn interest

The following items are included at a discount:

• Money Orders
• Auto Owners’ auto, home & mobile home insurance discounts with Glenwood State Agency

Regular Club Checking

• No minimum balance
• $5.00 per month service charge with $0.15/check charge for each check in excess of 50/month
• $10,000 accidental death & dismemberment insurance*
• $20,000 flight insurance*
• Imaged Statements

Family Club Checking

• No minimum balance
• $7.00 per month servicew charge with $0.15/check charge for each check in excess of 50/month
• $20,000 accidental death & dismemberment insurance*
• $2,500 accidental death & dismemberment insurance for each eligible dependent*
• $100,000 flight insurance*
• Imaged Statements

Free Checking

• No minimum balance
• No monthly service charge
• No per item charge
• Checks are safe kept

Regular Checking

• No minimum balance
• $2.00 monthly service charge
• $0.15 per check charge
• $0.20 credit for every $100 average daily balance maintained (to offset service charge)

Regular Now Account

• No service charge if $800 daily or $1,200 average monthly balance maintained; service charge of $4.00/month plus $0.15 per check charge if below $800 daily or $1,200 average monthly balance.
• Interest bearing if $800 minimum daily balance is maintained; no interest is paid for the days the balance drops below $800.
• Rates may change after the account opening

Common Features

• Internet Banking
• Phone Banking
• Free ATM or Debit Card ($10 for photo Debit Card)
• Direct deposit of social security and payroll
• Automatic debit of loan payments

* The Product is NOT A DEPOSIT ACCOUNT OR OTHER OBLIGATION of any depository institution or any affiliate of any depository institution.
* The Product is NOT GUARANTEED OR INSURED by any depository institution or any affiliate of any institution.
* The Product is NOT INSURED by the Federal Deposit Insurance Corporation (FDIC)
* The Product, except in the case of Federal Flood insurance or Federal Crop Insurance, is NOT INSURED by any federal government agency.
* There is INVESTMENT RISK associated with the Product, including the POSSIBLE LOSS OF VALUE.