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Current Rates on Savings Deposits |
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Interest |
APY * |
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Rate |
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Passbook
Savings $5.00 Minimum |
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1.55% |
1.57% |
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Money Market
Savings $2,500.00 Minimum |
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1.75% |
1.76% |
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$10,000.00 Minimum |
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1.90% |
1.92% |
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$50,000.00 Minimum |
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2.05% |
2.07% |
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$100,000.00 Minimum |
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2.25% |
2.27% |
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$200,000.00 Minimum |
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2.50% |
2.53% |
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NOW Checking $800 Minimum or $1,200.00
Avg. Mo. |
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1.03% |
1.03% |
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Rate may change after the account is opened. |
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Interest |
APY * |
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CD Rates** |
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Rate |
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$10,000.00 to $24,999 add .05% to base rate |
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$25,000.00 to $49,999 add .15% to base rate |
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over $50,000.00 add .25% to base rate |
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7-30 Days |
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$500.00 Minimum |
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1.90% |
1.92% |
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3 Month |
$500.00 Minimum |
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2.20% |
2.22% |
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6 Month |
$500.00 Minimum |
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2.80% |
2.83% |
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1 Year |
$500.00 Minimum |
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2.95% |
2.98% |
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15 Month |
$500.00 Minimum |
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2.95% |
2.98% |
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18 Month |
$500.00 Minimum |
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3.00% |
3.03% |
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2 Year |
$500.00 Minimum |
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3.05% |
3.09% |
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30 Month |
$500.00 Minimum |
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3.10% |
3.14% |
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3 Year |
$500.00 Minimum |
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3.10% |
3.14% |
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4 Year |
$500.00 Minimum |
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3.30% |
3.34% |
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5 Year |
$500.00 Minimum |
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3.35% |
3.39% |
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Higher rates
offered on CD's over $100,000.00 |
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IRA (any CD
term)** |
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Same tiered rates as regular CD |
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IRA Variable
(0 to 50M) |
6-5-08 through
7-3-08 |
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3.00% |
3.04% |
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IRA Variable
(over 50M) |
6-5-08 through
7-3-08 |
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3.20% |
3.25% |
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HSA Variable |
less than |
$5,000.00 |
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1.50% |
1.51% |
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$10,000.00 |
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2.25% |
2.27% |
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$25,000.00 |
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3.00% |
3.04% |
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$50,000.00 |
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3.75% |
3.82% |
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over |
$50,000.00 |
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4.20% |
4.28% |
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Fees could reduce the |
earnings on |
IRA’s, NOW, Moneymarket, Passbook savings and CD accounts. |
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* Annual Percentage Yield (APY) |
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**Substantial penalty will be imposed for early
withdrawal |
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Rates given are tiered according to the total of the
deposit accounts excluding IRA Variable and HSA Variable |
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