Current Rates on Savings Deposits 9-02-10 through 9-8-10

 

 

Interest

    APY *

 

   Rate

 

Passbook Savings             $5.00 Minimum

 

 

 

   .65%

.65%

 

Money Market Savings      $2,500.00 Minimum

 

 

   .75%

.75%

 

         $10,000.00 Minimum

 

   .80%

.80%

 

         $50,000.00 Minimum

 

 

   .95%

       .95%

 

         $100,000.00 Minimum

 

   1.15%

1.15%

 

         $200,000.00 Minimum

 

 

   1.40%

1.41%

 

NOW Checking                 $800 Minimum or $1,200.00 Avg. Mo.

 

 

   0.46%

0.46%

Rate may change after the account is opened.

 

 

 Interest

    APY *

CD Rates**

 

    Rate

 

$10,000.00 to $24,999 add .05% to base rate

 

 

$25,000.00 to $49,999 add .10% to base rate

 

over $50,000.00 add .15% to base rate

 

 

7-30 Days

 

        $500.00 Minimum

 

 

    .75%

.75%

3 Month                            $500.00 Minimum

        $500.00 Minimum

 

    .85%

.85%

6 Month                            $500.00 Minimum

        $500.00 Minimum

 

 

   1.05%

1.05%

1 Year                               $500.00 Minimum

        $500.00 Minimum

 

   1.40%

1.41%

15 Month                           $500.00 Minimum

        $500.00 Minimum

 

 

   1.45%

1.46%

18 Month                           $500.00 Minimum

        $500.00 Minimum

 

   1.50%

1.51%

2 Year                               $500.00 Minimum

        $500.00 Minimum

 

 

   1.80%

1.81%

30 Month                           $500.00 Minimum      

        $500.00 Minimum

 

   1.90%

1.91%

3 Year                               $500.00 Minimum   

        $500.00 Minimum

 

 

   2.20%

2.22%

4 Year                               $500.00 Minimum  

        $500.00 Minimum

 

   2.65%

2.68%

5 Year                               $500.00 Minimum          

        $500.00 Minimum

 

 

   2.85%

2.88%

Higher rates maybe offered on CD's over $100,000.00

 

 

 

 

IRA (any CD term)**

 

Same tiered rates as regular CD

 

IRA Variable (0 to $49,999.99)***   

9-02-10  through 10-06-10

 

 

   1.40%

1.41%

IRA Variable (50M & over)*** 

9-02-10  through 10-06-10

 

   1.60%

1.61%

 

HSA Variable***

less than

$5,000.00

 

 

 

   1.25%

1.26%

 

 

$10,000.00

 

   1.75%

1.77%

 

 

$25,000.00

 

   2.00%

2.02%

 

 

$50,000.00

 

   2.25%

2.27%

 

over

$50,000.00

 

   2.50%

2.53%

Fees could reduce the

 earnings on

 IRA’s, NOW, Money market, Passbook savings and CD accounts.

* Annual Percentage Yield (APY)

 

**Substantial penalty will be imposed for early withdrawal

*** Rate may change after the account is opened.

 

Rates given are tiered according to the total of the deposit accounts excluding IRA Variable and HSA Variable